I have had two opinions when company went in crawl space for foundation settling in the kitchen on 1969 built house.   

Do I start a landscaping company? 

What is this price-gouging company out west do you ask?

Believe it or not, I also get automatic emails from another realtor who's been at it for closer to 25 yrs, featured on one of BP podcasts who run a real estate and property management company in Florida. 

It's not that lenders do anything on their end to fix your score, but they can pull your credit report and identify the areas that are harming your score and then set up a plan to help you fix those. 

Yes I have insurance, but insurance companies can also deny your claim...happened to me for a car accident.

Now, I own a wholesaling company based in Tampa Bay, and we do deals throughout Florida so feel free to reach out with any questions. 

My main source of income is a full time W-2 job with a custom home building company (S-Corp).

(Although I'm getting conflicting reports and wildly variying estimates on post-move out quotes--from the same inspector!

You should be able to look it up here https://sdat.dat.maryland.gov/RealProperty/Pages/default.asp...If for some reason that fails, you can also reach out to a local title company as well.