In terms of what you'll need: - signed disclosures (authorization forms, etc) - most recent 1 months pay stubs - 2 months most recent bank statementes - 2 years most recent tax returns and W2's - fill out an online application Depending on your circumstances you might have more items such as letter of explanations, divorce decree's, mortgage notes, income verifications from your employer or rental verifications from your current landlord, etc Hope that helps!

Your partner shouldn't have the authority to authorize any lease without your signature/explicit consent, especially in a case where you explicitly stated otherwise regarding the tenant in question.

@Mahesh K Send a copy of all legal notices to the Housing Authority case manager and enlist their support.

I just found out that the local housing authority just blew all the other bids out of the water (think $500k when offers and asking price was at $410).

do you get some kind of 3rd. party authorization?

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There are several options at that point, but everyone should recognize that it can and DOES happen.

My income can totally support my debt (considering I'm profiting on my current property I live at), but the banks won't recognize this.

You can always go back to that seller and see if they changed there mind.Who is the author of Power Negotiating?

You'll recognize those who know what they are doing.I would then ask to grab a cup of coffee or lunch or something along those lines.