I thought I understood the pros and cons to doing a wrap but it looks like I failed to recognize the insurance problem.

I might suggest you look into an out-of-state attorney who is authorized to practice in CA as to the attorney errors, those in state are usually not keen on knocking off one of thier own. :)

He sent me something from www.gscca.com (Georgia Superior County Clerks Authority) about the court order.

You'll find missing pieces through other Acts, RESPA mentions exemptions from SEC regs, FDIC, COC, Treasury Regs have consumer protection aspects, the Dodd-Frank Act mentions exemptions.By exemption, they are saying that a certain agency or Act will govern the activities of some function and that defines the governing authority, "exempt" from other Acts unless that activity becomes another activity.

I see that you haven't yet uploaded a personal profile pic -- please do so we can start to recognize you and better know you as you engage here on the site.Otherwise, definitely check out the links that Brandon pointed you to above, and be sure to respond to folks who engage you here on the forums and elsewhere on the site.See you around the community!

I can also call myself a "Part Owner" if I want to still have the authority as a decision maker, yet still retain some room for "blame" if I need it.

If it is paid through the court you can verify it with an authorization signed by the applicant.

They are often not attorneys and are uncomfortable (and perhaps not authorized) answering questions that could be used as advice.

I am interested in a four-unit apartment in Milwaukee - but it happens to have a small commercial storefront.I fully recognize that this storefront is about the lowest form of commercial property you could have.

People with authority don't like losing.