I came across BiggerPockets, as I was looking to network with other real estate investors and private lenders.

In the near future we will be bringing on investors who will serve as private lenders on rehabs which will be sold conventionally in most cases.I have tons of pictures that wont make this post but here's a few!

he told me that Washington is a private land(hard to buy) or something like that but it seems that my affordable price range of a house is 40k :( sounds to bad to begging with. so ill need my wife's credit score even that she do not work to improve that issue and also He needs her SSN(true?)

As to your inquiries about lead based paint...don't bring that up during a property tour.

Or, are they one of those BS Internet "private money exchange" "do hard money" sites?  

When we look for private loans, we offer 9% interest only and no points.

You may need to utilize cash and/or private financing to build a track record for your business.

I'm about to do this kind of JV deal with a private money lender.

As a last resort, you could seek a combination of hard money and/or private lenders in your network/area.

I'm sending you a private message as I may have some contacts that can help you.