We have found - from personal experience - that these courses offer general knowledge that often do not apply to your state or local area. 

In the worst case, I've seen contracts where LPs are made to personally guarantee the loan.

(It does not have to be empty of personal property).  

The reviews are tied to the agent because he or she is the person that provided the service.

@Kristi KandelI was just letting this person know the reality of their situation.

I'm a numbers person with decent negotiating, project management, and administrative skills, and I was counting on those talents plus some education to be enough to get taken seriously.

The personal credit card options, such as the Amex Gold and Platinum, are perfect for frequent travelers as they quickly pay for themselves with travel perks and rewards.For real estate professionals, the new Hilton Honors Business Card earns 5X points on all purchases up to $100,000, while the Blue Business Plus Credit Card offers 2X points on all purchases up to $50,000.

You don't have to meet them in person.

Be happy to chat and share my personal experiences if you'd like.

I personally like the Chase Ink series of cards as I use Chase for my personal cards as well.