I’m getting ready to make my first purchase owner occupied duplex.

I know the terms for investment loans are different and usually require around 20% down, but I'm assuming if I can qualify for a regular (owner occupied) loan, I could also qualify for a conventional investment loan?

What you would do is take out a Non-owner occupied cash out loan on the current home.

Selling rentals is much different than selling to owner occupied folks.

Additionally, do I only need to live in the property for the first year, or do I have to keep living in it for as long as I have an owner occupied loan?

I originally thought I would find a, owner occupied conventional loan for purchase then hard money for the construction then refinance once it is all fixed up.

Have a solid deal on a condo but HOA has verbage on having 2yrs owner occupied, was going to purchase for turn key or rental.

I bought a fully occupied duplex and needed to move into one of the units since I got an owner-occupied loan and both tenants had several months left on their lease.

81 pads, 79 occupied.

On an Owner-occupied property NO, on and investment/second property yes.