Bottom line is blanket statements/absolutes don't work in just about any aspect of life.

Refi is 6 months.I also cannot derive how $57,109 is the total cash needed at the bottom of the Refinance section.

If this was my property in the price range your asking I'd take down the weird curtains, paint the  walls with a modern neutral color like a light gray or beige. 

This is my criteria list and at the bottom is a property that I have been running numbers on:- Location of property/ crime stats/ school district- Price point of property- Taxes and maintenance - Gross Income (Verify financial statements)- Cash on Cash and Cap Rate- Taxes- Vacancy Rate- Tenant Contracts and Tenure- What improvements does the property currently need through an inspection.- Can the property be improved by adding additional structures?

And I'm fine with talking about the worst-case, bottom-of-the-barrel slumlords who abuse the system and their tenants.But if we're only talking about the extremes, where was the equal time spent talking about the tenants who move in and proceed to destroy the property.

With real estate, you maintain much more decisionmaking control and although we experienced a wicked housing collapse last decade, many real estate investors can still argue they maintained cashflow and that their respective market didn't feel the same pain others did.The knocks I would have against real estate is it is significantly less liquid and the fees are much higher when it comes to buying, selling and financing.With the introduction of Robin Hood, it's a race to the bottom as brokerages have been slashing trading fees in recent years.In my mind, there is nothing more passive than buy and hold stock ownership, though you may be relying more on capital appreciation, whereas many real estate investors prefer passive cashflow.

As far as you know, is there a point that if your rental income is high enough in relation to the mortgage payment that it could “ neutralize “ the debt service ratio?

Responses to these kinds of questions always amuse me, but the bottom line is that real estate investing is a business.

Before I jump into my current situation (I'll list it at the bottom in as much detail I can) I will tell a little bit about myself.I am 26 years old from Baltimore Maryland, I currently reside in Dundalk.

Hey @Daniel Marcoux I purchased a duplex in Dover last year and live in the bottom unit.