Even then, it's an OPTION for them to call the loan - not mandatory.I personally like the land trust as the vehicle to title the asset.  

. ;-)Many years ago, I brought back a VW vehicle from Europe.

Explain to her why you want to pursue RE as an investment and get her on board or pursue other investment vehicles that she’s comfortable with.

Obviously reserves and capital need to be in a liquid vehicle, but do you really keep $10K, $50K, $100K+ in an account earning nearly 0%?

I also think I have a partner for this deal should we be able to work something out (someone I met off of BP as a matter of fact...think we'd be a good fit for the deal)Anyways the owners main goal is to use his properties as a retirement vehicle and get mailbox money - - he is talking about structuring the deal where he gets a stream of payments over 30 years or so or at least have it structured that way - that aside, his main concern is taxes.One thing we had talked about his possibly starting a partnership where we could come on as partners, then over time as he gets his payment/annuity payments if you will and his ownership interest is bought out over time, then as time progresses we'd be "earning" larger ownership stakes where his would go down to zero.Would there be any advantage from the buy side on this?  

We have 2 vehicle loans and a house payment with $30,000 in cash.

@Sandy Sawyer A Solo 401k Plan is a powerful vehicle that can be used by those that have self-employment income and no full time employees.

I would then consider this situation similar to a broken down vehicle on the side of the road.

My wife and I took a two day class together before we were married, and she went from thinking that real estate was a lot of work and problems to seeing that it was the most efficient vehicle to build wealth.

It's often difficult to discern those owned by active investors in THT's from simple estate planning vehicles.