My reason for looking into hiring a person with management skills/experience versus handing over to a management company is that the customary method of compensation may not fit very well in my scenario, primarily because my rental rates tend to be well above market averages which will result in a higher dollar amount going to management expenses than would otherwise be the case.

However, if the pest problem resulted from a defect of the property (crack in the foundation, a window needs to be sealed, etc.) then that is when the owner pays/handles. 

I’ve done some Google searches, but the results have typically only been education versus what actual lenders exist.Also, what questions can I ask to better ensure a low/no-doc loaner is safe and reliable?

I also had good experiences with Section 8......Yes I know many people don't like the program.....but from my experience it can work out great.....there are far more vouchers out there then landlords willing to take them and it allowed me to cherry pick the best applicants and have a lot of stability and low turnover rates as a result of that.Don't hesitate to reach out if you'd like to go into a deeper conversation.

@Scott M. sounded to me like she refused an extra last months rent the OP asked for on the fly as a result of the credit score. 

I searched and didn't find any matching topics. 

Even with "only" 4 units, that's plenty of opportunity to miss out on tax savings or, even worse, have someone do things wrong that could result in fines and penalties if you get audited.

Including a lot of problems in some of our clients' business models, but fortunately, we have helped them to find alternatives to reduce operational costs and keep maintaining the post-pandemic results.

I will be notifying the property manager soon (according to our contract guidelines) that he will no longer be managing my properties-- he does not do any property inspections and does not manage the move out process well resulting in deterioration of my properties' condition and extra expenses and headaches for me .

It holds the property until a lease is signed and states failure to sign a lease or occupy the property results in deposit forfeiture.