The current loan balance is 199,XXX.

We're just 6 months into payments, and want to keep the loan if we sell the tiny home to build out an attached ADU to code.  

I'm out of time on my hard money loan and I need to refinance, but credit is now damaged.

Over the course of the decade since we began, it has led to over 650 deals combined (I never made the claim we did 650/year).

If that is what you mean, yes, the borrower must sign a letter allowing the servicer to speak to you and provide you information about the loan.

For example, if I knew the seller was okay with $600k, then I would want to offer them $800k with them contributing $200k to repairs and I would fund this with a commercial loan. 

If someone sues you and wins, they can only take the LLC that owns the property that was involved in the lawsuit.Best: Using a combination of LLC and land trust to protect your rental properties.

Thanks  I was thinking of creating 3 listings  one for each and one for the two combined  I think I understand you’re saying you just keep it at the two?

I'm of course assuming you don't have $7.5M cash and need a loan..

I asked a few lenders for quotes and they all have me buying pointsShows as  2% of loan amount (Points) $3450 at closing