Does anyone know of any financial institutions that are willing to do 10% down on an STR?

So far i have every tenant on a month to month lease fairly under market rents, so i do have a little bit of room to institute some fair but also firm guidelines for residents with raising rents or loosing my awesome tenants.Please let me know if you have dealt with something similar to this, an advice and or a temple example will be great too.Thanks in advance for your contribution 

@Mike Henry, If you would like to take a thorough educational program regarding res and comm leasing, the most informative course I can recommended is CI-103 offered by the CCIM Institute.

Unlisted REIT's are relatively illiquid.They execute very specific strategies unlike the large institutional REIT's that trade publicly.

I will also say that I have never seen a partial sale being subject to SEC before, but my experience was with corporate or institutional, registered entities.

Obviously licensed lending institutions would be exempt but how about private lenders and even hard money lenders?

I am not sure if other municipalities within the State adopted similar requirements  

Sounds to me like you are doing fine.If your state permits it, you might try instituting a late fee policy that will discourage "two year olds" from waiting until the 10th to pay.

But what if a lending institution is holding a 4% fixed rate loan and current interest rates are 12%?  

If the tenant caused significant damage in excess of $10K, good luck collecting from the tenant even after you win in small claims.There are financial institutions out there that help landlords in your exact situation!