Apps are also better because you can get push notifications instead of checking your email every 5 minutes and apps just look better.

Found the first one through a direct mail ad.

Hard money lenders, and private institution lender/businesses will only loan 70% of arv including the rehab cost, with experience. 

Also, what would you recommend including?

If you include lost rent, damages, etc., then yes, it is very expensive.

My main gig is I own 28 Subway restaurant franchises, including in this town and if that's the rumor they want to spread, I'm fearful of the fall out to my restaurants.

We plan to deduct 1/5 of the total ($2444.80) on the Schedule E for each 1-BR unit.

I'm exploring options and this seems like a good way for me to purchase the next deal but I'm treading lightly as using unsecure loans sounds pretty risky and of course I need to consider ALL things including their terms, market conditions, capital on hand (about 30k to invest) and my strategy which is to BRRR. 

It should be included in the docs somewhere. 

Quote from @Jeff E.: Here is a link to an explanation of what is covered in a good STR policy.