The property is a 2nd home for us.

Ada CountyAverage Purchase Price: $540,000Average Rental Price (3-bed home): $2,200/monthKey Highlights:Home to Boise, the state capital and largest city.Strong job market with a growing tech sector.High demand for rental properties due to population growth.2.

My lender is a home loan company and not tied to any bank.

The disadvantage of living in NYC is that the prices of homes here are high.The advantage is that our salary is higher than other areas.I think you should consider to continue living in NYC and invest in out of state rentals.The only exception would be, if you can work remote and keep your NYC salary, then I would consider a house-hack elsewhere.

Home is a 3700SF 5/3 Ranch with basement. 

Sellers Info-Main interest: minimizing capital gains/taxes, preserving estate for his kids-SFH free and clear, no mortgage, purchased 30 years ago for ~$150k-Currently acting as landlord, very likely doesn’t want to continue in this capacity My info:-I want to cash flow the property now -I want to purchase the home now or in the future Property info-No tenant, rent comps $2600-2800-Current comps of $290k-320kI don’t know the sellers full financial picture.

Check in with @Joseph Chiofalo they do a lot of low LTV jumbo investment and second home loans for us. 

Thurston CountyAverage Purchase Price: Approximately $480,000Average Rent Prices: Around $1,800 - $2,000 per month for a typical 2-3 bedroom home.Investment Appeal: Home to Olympia, the state capital, Thurston County ensures a stable government-related job market.

So I'm leary of getting into another contract and being left with a ghetto laundry room in a couple years.Those machines I sent link to from Home Depot are around $1200/each so was curious if you come out ahead to buy them and just have an appliance repair out when they break??

I have to figure out the cost/investment of building a home from scratch vs potential rental income, etc.