Personally, I’m not surprised because many families simply bought more house than they were ever going to be able to pay for, no matter how highly they were rated by mortgage calculators when they originally applied for a mortgage.

That being said I kept enough to pay all cash for at least one house and mix the rest with hard money for a couple more or simply use a mix to do several. 

@James Marie hey man, don't get too down about it.Couple things:1) RE isn't for the faint of heart, so know that out of the gate.2) it took me 10 months to find my first deal, and I was pretty active in looking.3) Take the time to listen to the last podcast, there is a great tip on this at the end that is simply put and says it all.4) Really using the word "motivation" is the wrong thinking, motivation comes and goes, it's more of an emotional response of sorts.

It's simply a tool in the toolkit.

Your best case is to simply treat it as your primary residence, which it is.  

But she did charge us for her time to prepare that new power of attorney, which was nice.When closing finished, she simply closed the file and left the room.

The house was a total demo complete with the not just the proverbial hole in the roof...it actually had a visible wide gaping hole in the roof.

It wouldn't take much for you to be in the hole pretty quickly.

I was informed to simply stay away from national banks for a plethora of reasons. 

If it is not then simply inquire with your mortgage servicing company to see if they can email you a copy.