Your experience in mortgages and finance will be a great asset!  

All I can add, based on my experience, is that you will do best in an area you are somewhat familiar with, or at least take the time to become familiar.

We're thrilled to have someone like you, who has so much experience in real estate, join our community.With over 30 years of buying, selling, and managing properties, you have a lot of valuable knowledge to share.

I'm sure there will be one person with a perfect scenario including an unreasonably low LTV that will disagree, but I don't believe your asking for what is the lowest they can go in a perfect situation, but rather what is a realistic rate you can expect in the future and 7% is a realistic low end. 

At that time, the word on the street was that one could get title insurance either by waiting a year after purchase, or by paying big bucks to Tax Title Services.I'm considering selling one of these lots, and now I'm hearing from title companies that I have to wait 2-5 years to get title insurance.Does anyone have experience with this, and have you found any other way to get title insurance sooner?

That is why I have joined Bigger Pockets—to connect with creative problem-solvers and learn from other investor's experiences.

I am looking for a mentor that has experience in long term holds, and renovation costs.

Looking forward to learn about real estate investment and improve my knowledge through the experience of pros in the community.

I hold enough to cover a roof out of pocket if needed.I appreciate what thoughts/insight/experience folks have had, thanks.

Whether it's sharing insights, seeking advice, or exploring potential partnerships, I'm here with an open mind and a willingness to learn.If you're involved in any of the mentioned roles, I'd love to connect and hear more about your experiences.