And, one of the primary ways our economy grows is by leveraging credit responsibly.

Scary as it sounds, you can get a 4-unit with an FHA owner-occupied loan, which is actually less risky, in that one vacancy represents a smaller % of your monthly rental income than in a duplex, plus you get economies of scale with 4 units under one roof.

Read all terms with a creative mind to see if if it sparks any ideas.And I love the suggestion from @Lynnette E. to check with the Realtor and Prop Mgr for any insurance that might cover it.Even if these are long shots, it's worth a try.And sometimes, after you've exhausted all avenues, you just gotta let it go and get it done and move onto the next one.

Austin's strong economy, including unemployment below 3%, continues to generate strong buyer demand.

@DJ Roshan - Military bases can be fine a long as their is an otherwise diversified economy. 

I am now forced to always increase the rents annually instead of only adjusting when the economy dictates it.

With the stronger economy, most people can rent a full house or bigger unit for $50-$100/mo more and consider it to be more preferable.

When we saw this property, we had to have it and got it under contract even though we'd exhausted all of our money purchasing the last six.

@Theresa HarrisBut say you have 5 mortgages set for 25 years @4%, then our economy crashes, and then your interest rate go up to 8% at your next renewal? 

Economies of scale rule the day in the farming community.