Includes obviously dividing the profit between the partners) or independent investments mainly (build my credit and try to make it so most of my properties are mine and mine only)?

That's tough..I am assuming you are not flipping and you are talking buy and hold.. flip I would say no way..go out and manage the project till you create that team you needBuy and hold, with Technology the way it is today I would say you could very easily track and monitor the progress.you would probably need a property manager or a general GC to manage the teams and make sure things are moving along especially hard money draws that have to be met.

The smaller extra payment made more frequently will save you more in the long run than larger less frequent extra principal pmts. interest is calculated as beg balance times rate divided by 360 times 30 for a traditional mortgage.

They have a new downtown that I think will draw people beyond just price point. 

Ok, so I have come across an issue that is most likely not unique but something that I am not sure what to do. There is multifamily unit for sales in a smaller town fairly close to me that has really good potential. C...

Many associations avoid the loan by special assessing their owners and letting the owners draw their own loans if needed.

Pro Forma Cap is what the cap rate on the property will bePurchase Cap is what the cap rate is at purchaseNOI is the Net Operating Income = Income - Expenses = NOICap Rate = NOI divided by the Purchase Price :)

Your 20K divided by $6000/annual cash flow is 30%.  

Thus, underwriters will "have to" take 2018's net income and divide it by 24 months, rather than 12, diluting my factual monthly net income. 

Then, on July 1, you would collect a prorated amount for the month.For example, if your rent is $1,000:06/28 - collect $1,000.0007/01 - collect $96.77 ($1,000 divided by 31 days in July multiplied by 3 days for the remainder of July)08/01 - collect $1,000.00