I am guessing the noise issue mentioned by the HOA has to do with parties, not with someone falling out of bed at 2AM every night.

But if you don’t meet the qualifications of any of their lenders your deal will eventually fall apart due to requirements they demand that you can’t meet.  

It's probably going to fall to you, unless the lease says otherwise.

During that time, I saw the value of my property fall by roughly 20% off it's high. 

After years of successes and failures, I spent the majority of Fall 2018 and early 2019 reading as much as I could on BP and listening to podcasts.

So if you're an investor and you are looking at doing these deals and are trying to connect with a Realtor to do them you've got to understand that the Realtor is looking at a commission that's going to fall anywhere in the $500 to $2,500 range.

It's these people that are prone to being scammed cause they hear a million nos but then someone says "sure, let me send you an application" and they fall for it.

I just had a deal fall through because the listing advertised “zoned for 4 units with community approval for 5”, when in fact when we verified with the zoning office, the property was actually only zoned for 2 units.  

If the seller goes with buyers that are not serious and they are under-contract for 20 days and then they fall out of contract.

Most of the time it is laziness, but there are some folks that just fall on hard times, agents and brokers included.