If it was in decent shape and still had five years of life left in it (assuming normal occupancy, turnover every 12 months) then I would probably charge them 50% replacement cost.

I would certainly recommend looking into anything that is financial or basic business law, while marketing and basic business course may sound super helpful if you already have a decent understanding you will probably feel like you aren't getting much out of them (I just finished my final semester of business management).

I make about 80k a year and have little to no debt (not including the house) no car payments and a decent amount in savings.

I would 100% leverage my cash/working capital with a bank.Im sure you can lock into a low interest rate, and if you choose to aggressively pay it off, great, if not, great!

Unless you wanted to do a cash out refi, you could refi both properties into one loan at a decent rate that you can lock in before rates start to go up. 

Additionally, Cincinnati was aggressive in their QOZ selection so their may be opportunities in those neighborhood which would also be tax effective, if applicable.

(Towns can get aggressive & lots of people just pay the fees instead of pushing back.)In this instance, we could have been proactive in calling the town ahead of time.

I just found a decent one last night.

I also have a house in Conroe, Texas it generates decent cash flow every month but appreciation is fair at best because of where it is, I had 3 applicants last time I placed it for rent and I have my reserves of raising rents in fear of tenants not being able to pay a higher amount.

I have decided to just get decent blinds and pay for it myself.