I do retail value add.As a principal commercial broker I make a good amount of money transacting as the retail buyers broker.So when I do a syndicate the return for me has to be high for my time with equity upside.So an example:Let's say I close 14 deals a year at 70,000 commission a year.

Also, you can only get 30 year notes in your personal name, when you go corporate you will need commercial loans, which are more expensive and usually 5 year ARMs.2.

I am considering shifting my investment plans over to buy-and-hold commercial multifamily.

Has anyone purchased a USPS occupied commercial building?

(I’m assuming no)I have minimal experience with residential loans, my current rentals are commercial.

@Rex CelleWhen dealing with larger multifamily and commercial properties, banks will always request a personal financial statement/net worth statement and REO schedule.

Also if that someone does miss something that's discovered during an audit, they get fined and not me (obviously a pattern will result in a severed relationship, so I keep everything compliant to the best of my ability so that final QC/compliance package is a slow ball I'm pitching their way that they can knock out of the park).it only works if your like me a commercial ONLY mortgage bankers who is not doing all the CFPB stuff.. we just have to do a quartly mortgage call report on NMLS which is pretty basic I know this because even I can do it.. at least with the help of the help line.

And then before you hit that cap you will have moved onto bigger deals & commercial real estate anyways.

Cap rate is a valuation metric that's normally used in commercial real estate.

@Jeremy WernerAre you looking to buy commercial or residential multifamily?