I don’t see the sense in paying off my own house at presumably low interest rates, and exchanging that for a higher rate, variable interest line…unless I have a really good plan for not losing my house.  

But my mailing address has changed since I move around a lot. 

And in response to the financial partner, including Realtors, they aren't educated in current and constantly changing legislation that affects you and your rental property.

Our strategy is to improve the property and raise rents above the HUD rate. 

This was our first property, and unfortunately when we bought this property we were unaware that our mortgage statement would be subject to change as much as it did ($1200 increase) due to property value and negative escrow, now leaving this property well in the red month to month.

Just look up amortization schedules, and fill in the blanks for:  principle, interest rate, term. 

I'm curious about how they are able to convert your business credit cards into a cash line of credit while avoiding the high balance transfer interest rates.  

Persistence is key – it involves adjusting to market changes and overcoming difficulties with patience.

An often overlooked option...call the CC company and ask them for a reduced interest rate payment plan.

We made him an offer where the comps are sitting and kept his 2% offer but that worked out to about $20k less than his asking and he turned it down and we basically said "okay well you have our numbers if you change your mind" and it's still sitting on the market at 70 days now when most duplexes in this area are gone before they even go live.