Another idea is to buy the tenant a gift card to one of the local restaurants that have recently opened so she can enjoy a nice dinner while you conduct an open house style showing.  

I may also collect rent on a credit card with 4% fee and let the credit card company worry about collecting from them.Additionally I like your point of collecting from them when they get paid; and I do that for one of my section 8 tenants and this seems to be working well.

Here my question:I am new to the forums but I've been stalking around for quite some time listing to the podcasts and questions etc..I'm currently broke. 21 years old BUT I have about $13,000s Line of credit from 2 credit cards with above average credit score.Im trying to fit the pieces of the Wholesaling process together so far I can understand this muchStart->mailing list -> get a potential good deal-> assignment contract-> find a buyer->add markup price->Buyer contract?

Great advice from @paul_timmins Dedicate a lot of time to study and learn , a little everyday will take you far Read the posts here in BP constantlyListen to the podcasts here in BPTake notes in a particular notebook or other place, this site is huge and at some point you will not remember were you read or hear it, so is good to have important things handyStart looking around your local area, for distressed houses, to have an idea of the market use resources like zillow.com,  realtor.com, home.com, homesnap.com, etc. those are free sites and you will understand the real prices looking at recent sales (less that 3 or 6 months and less than a quarter mile from the house you are studying) take notes in a log, focus in an area you understand, don't look all over the cityDon't fall for the "9,998$ special offer just for you but we need to close in 5 minutes" of the gurus and the after sell "guidances"Print some business cards, Meet people in your local Real Estate Investor associations, don't be shy, try to connect,  try to learn the ropes offering help to somebody, give value to them and probably they will help you and most of all be patient, this takes time

No personal debt (credit cards, car payments, student loans)b. 6 month emergency fundc.

Parking is tricky too, so get there early, and don't forget to bring lots of business cards.

If you can't get a HELOC, do you have any credit cards that have a decently high limit?

I look at it as a low interest credit card backed by my house. 

It acts more like a credit card for the first few years as all you do is pay interest.

Driving for dollars could work for me too, get the foreclosure list, NOO list, and hit doors with some business cards, TRECs, a calculator and a legal pad.