My current issues are: - Credit card debt ~ 6.8k - Essentially no capital- Barely any free time - Short time left at current duty station I'm trying to resolve these issues by teaching my wife every little thing I learn since she's a stay-at-home mom who is ALWAYS bored and looking for something to do.

Deborah B. are you talking conventional govt backed loans?

It barely meets code & has a tendency to separate @ the seams & joints.

I'd just add a shower curtain rod and maybe change the pink to white and clean up grout lines with caulk. 

It doesn't however meet the 2% rule and barely makes the 60% rule.

It also encouraged me to pick a strategy instead of succumbing to the "shiny ball syndrome" of getting excited about every strategy that I hear about on the podcast or read about in a book.If you want the bare minimum for your plan, I would suggest you include your Mission (what are your intentions), Goals (where you want to be), Strategy (how you intend to accomplish your goals), Criteria (how you will evaluate your deals to reduce risk of loss), Financing (how you intend to pay for your investments), Exit Strategy (how will you make money or cap losses when things don't according to plan), and a few example deals to show proof of concept to lenders and potential partners.https://www.biggerpockets.com/real-estate-investin...I hope this helps and good luck!

We were forced to rent it out due to a cross-state move and barely break even every month.

.- Shortly after that agreement (which btw, I have NOT signed, but she has - because she failed to be home at the time we agreed to meet and I and I left it in her mailbox - also saying it's due by April 1, a deadline she failed to meet (she signed it on the 5th) and also part of the requirement was her paying the outstanding balance, so my attorney says the agreement is void unless I want to honor it) I got my water bill... it was about $2100 for that month, previous bills have been barely over $300 for all 3 units.- I called the city and they sent me an itemized usage by day, the correlation between between the above events that transpired and usage is too much of a coincidence to dismiss.

I went into this barely OK with 10% and 4 points.

I mail postcards to owners of bare land (there is a ton in eastern WA) who are behind on taxes and I am surprised at the number I get returned.