They also have $2B in free cash sitting around and have already said they will not be accepting bail-out money.

Seems like this latest pandemic is convincing sellers to accept a range of low offers. 

Among the things that ended up being required of me to build up my DTI: a). pay down all credit cards to zero, b) file for social security despite not needing it yet c) take my first 2 mos. withdrawals from my IRA (not needed yet either) d) two of my different SFR tenants have started "home preschools" which landlord is required to accept under Calif. law, and one was backed by a major corporation, but the loan had to be switched to a third property because the HUD (I think) guidelines which allow the lender to re-sell the loan won't allow for "care homes" or "pre-schools" on the property.  

My mother purchasing a home and needs a cosign if I cosign for her would that prevent me from getting accepted for FHA in the near future for myself?

I have some inquiries from people on social assistance who indicate they can afford the rent. If after verifying their income they can afford it, is it a good idea to consider them? Thanks in advance!

Since the price was low and he offered good financing I accepted his listing price.

Some seller's agents will request it before presenting the offer and some sellers may feel reluctant to accepting an offer without a pre-approval.

When you buy in older areas, vintage is normal for the area and totally acceptable. 

When verifying potential tenants employment, is it acceptable to ask the employer whether or not the potential tenants pay check is at risk due to the outbreak? 

Some non qm shops are just adjusting guidelines (accepting only 680 or 700+ FICO borrowers etc.) and some have completely suspended all fundings.