Begin your research with the clear understanding of what the phrase "BEING IN THE BUSINESS OF" means.If YOU are not an atttorney, it's likely, more than not, as a beginner, that you are not qualified to ascertain the applicability of lending practices, rules, regulations and laws or where to find such restrictions.

I have been practically poverty stricken for a year now.

Is it standard practice to tell the buyer he must write a check for earnest money, at time of making offer?

Would it be practical to take time dated pictures of the houses' condition so that if a scumbag did damage your property and say it unlivable or poke holes in the ceiling, that you could simply show as evidence that everything was fine when they moved in?

However, they've hired an attorney claiming wrongful foreclosure, under violation of the Texas Consumer Protection-Deceptive Trade Practices Act and along with it a Lis Pendens against the property.

I never believed that I can really practice Real Estate since I have a right leg disability ( I walk with crutches ).

There are a few houses I thouht about donating to the fire department for practice!!

Does the bank pay a commission to ANYONE in these transactions or is it common practice that my buyer would have to pay the 3 points?

Also, I think a strong trait to look for is ethical practices and philosophy.

They are looking to relocate very soon.