Do lenders reduce the LTV percentage in a depressed economy?

You’ll need to set aside a percentage for capital expenditures (water heater, HVAC, etc) i have generally heard about 10% of the rents is a good number!

What’s average percentage rate for hard money what are you getting?

I'm not sure how much i can cover but let's say 30% of the total cost of construction.It terms of overall costs and interest percentage, would this be better than getting a home construction loan that roles into a mortgage with a one time close for the entire project?

There’s so much conflicting data on the web about what the actual percentage is.

You want to determine the percentage, points and amount you you are willing to lend.

I save a copy of the listings in a folder so if the IRS ever decides to audit me, I will have documentation to show that my allocation percentage was reasonable. 

I know it can vary based on factors like the age of the house, location, etc but is there a rough percentage that you use or something like that?

Will the banks normally not allow you to borrow a certain percentage of the ARV or initial value before repairs?

Will the banks normally not allow you to borrow a certain percentage of the ARV or initial value before repairs?