I'm working a lead and the seller gives me permission to visit the property after confirming a time with the tenant.

The key to this tactic is finding a landlord in the right spot.

Does the rental house have a mortgage?

3.Local Market Growth: Florence is part of the growing Shoals area, with 39%+ population growth since 2000 and proximity to Huntsville, one of the fastest-growing MSAs in the U.S.

To do the cash out refi I want(leaving more cash in the deal than taking out) I would only have a $200 increase in the PITI.

The 2 areas I'm looking at is Arrowhead Manor Estates 51st Beardsley and Coral Gable Estates in Moon Valley.

Generally speaking, the earlier you can get into real estate and start investing, the better.

However, it's not the best in terms of editing the postcard. 

@Jack Lee is is great to know how to structure the deal, another is to find the property and make sure you are not missing the issues you will run into with an older house. 

Creative financing has been a cornerstone of my real estate investing strategy for years, and I can confidently say it’s one of the most effective ways to build wealth and scale a portfolio, especially in today’s market.