DSCR loans are really not ideal for first time investors.

You could use a debt-service coverage ratio (investor cashflow) loan to get around the income needed, but would require that downpayment minimum still.

California Clawback Provision - California Franchise Tax Board has rules about investors who sell and 1031 out of state.  

The San Francisco Bay Area housing shortage has prompted a lot of homeowners and investors to add Accessory Dwelling Units (ADUs) to their properties.

I had to go to zoning and spend thousands to get it legalized.Your situation seems as if it is zoned as a single family home, and it was split into 2 apartments with no building permits.He's selling the property because he has the wrong zoning, and is finding a bank or an investor who over looks the problems that will arise once they close.With the way things are with insurance, I wouldn't be surprised if your insurance company will not insure for two unitsgood luckGino

I am a new investor trying to get my first deal.

Quote from @BiggerPockets Investor Concierge: @Keegan Schaub how much do you need to put down on the property?

@Amanda McKaneI'm a newer investor, one househack/rehab but I am looking to start my flipping journey.

We have three on the books right now that we will be passing on to investors. 

I do bookkeeping for real estate investors, and we exclusively use Quickbooks Online for every Client.