Do not be scared to politely but firmly renegotiate with these established guests to terms that fit your business plan: raise price to where you cover expenses and require that they either rent from Dec 1 or from Jan 2.

There are foreign national DSCR programs where no U.S. credit score is needed for investment property financing.

Want to live in the matrix where you hear what you want to hear, or do you want to accept the cold harsh truth and have a chance to change your strategies so you actually can become successful?

Where can I start?  

That appreciation upon exit is where the real money gets made, and that cash flow is simply a little gravy along along the way.  

That is where our time and effort gets us paid, and gets you a good home for a price you want. 

Don’t get scammed by some on line service where they paid $100 for the letter.

They offer wealth management but they also offer joint venture deals where they look for partners to purchase Multi-Million dollar REI portfolios. 

Finding a loan officer who comprehensively understands their underwriting guidelines and the nuances of real estate investments can significantly streamline the process and set clear expectations from the start.In many cases, lenders operate in a structured manner where loan officers initiate the process and then collaborate with processors to gather necessary documents and address any underwriting revisions promptly.

Look for homes where the seller might help you with the loan, which can make it easier when it comes to how much money you need upfront and the rules of the loan.