If you wish to get licensed in every state to act as a lender, go ahead but the cost to do that is extraordinary so you would need to spend money on that and getting proper insurance since you are essentially issuing a mortgage. 

Hi Folks,I am seriously struggling to find any lenders that will cash-out refinance a mixed use property. 

I've spoken to a few lenders, and none of had solutions to this.

I have been a lender and investor for 20yrs. 

3) If I can find a private money lender to do a 2nd mortgage, they will need a high interest rate.

I also met a private lender I am using from the REIA.  

Total Mortgage lends in most states; we have been the #1 lender for 4 years in a row in CT. 

As a buyer of the HOA it would be unlikely that the lender would release information to you that would allow you to do anything other than payoff the loan in full.

Also, you can ask a hard money lender in your direct area who would have the contact too. 

Just realize both homes will be under that mortgage. you do not need a partial lien release unless you are going to be getting funding on that other lot, if that is the case getting a lender to do a partial lien release is a big headache.