I cannot thank the people here enough, like the regulars, REI, BIGGERPRO, MIKEOH, MINNA, OHIO REALTOR, AUSTIN REALTOR, FLIPPER 101, just to name a few.

I have become less risk averse, but perhaps that's because I have the security of my degree.

I get e-mails from Real Estate Arena on a regular basis, they send me properties that their members post up and are for sale, you can actually go on their website, and view properties that are for sale that members post up.

Time was on my side so I'm just going with a 5% down regular old bank loan.

forget about saving money.if you have money - try not to use it.loli know that sounds funny, but any type of investment plan involves having some security (a stable income), comfort (some savings and portfolio investments) and risk (investing with intent for higher returns)."

There are three types of income: earned, portfolio and passive.Earned - Money earned by working for someone else (regular job).

The security deposit which comes to me at closing could be part of that which makes it easier for the tenant to become a buyer.Here's the way the numbers work out, averaged over the 3 houses.My cost: $55KMy share of closing costs: 00Tenant's cost: 70KTenant's loan: 68K @ 8.5%Tenant's P&I: 523/month which is the payment on the $53K that I actually have in the deal if it were a 11.8% loan.

The HELOC interest rate is only a bit higher than a regular mortage - and if you are not going to live in the property and are flipping it - add that interest to your rehabbing budget.

Just ask regular realtors at open houses what agents are known to work with investors.

Regular mail?