The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

The reality is 90%+ of the work you see done almost everywhere is done without the permits that are required.

So far everyone keeps telling you that and you don't seem to want to accept that reality.  

The reality is a tenant's personal injury attorney will sue both owner and PMC to get as much settlment money as possible.In our opinion, the indemnity clause forces the owner & PMC to work TOGETHER to avoid lawsuits AND on defending themselves against any lawsuit.One last point, we've not found an insurance company that will insure a PMC separately for liability on a property the PMC has no ownership.

@Ray Collins what you found is the discrepancy in Fannie Mae guidelines and reality.

@Brandon Montgomery How about a little dose of reality.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

That's the reality of 0% down. 

Accrue some actuals, both financial and managerial and get smarter on reality versus theory & concept.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!