Procrastination can lead to misunderstandings, increased legal costs, and the potential for legal disputes if negotiations deteriorate.

@Alexandra Hughes Pailet - Fantastic, feel free to ping me in this thread when it is ready and I'll book my trip. 

A good PM will keep you out of trouble and typically make you more money than they will cost you.

I am not an attorney and this is not legal advise but the three ways to revoke a T.O.D. deed is 1) Record a revocation 2) Record a new T.O.D. deed or 3) Record a deed transferring to a third party or a trust.You can also try legal aid in San Francisco: https://www.sfbar.org/jdc/free-legal-help/Good luck....

Better than the alternative of having a line of credit at 12%, the 2-3% hit in spread is lower than a 5% increase in cost of capital in my opinion.

Now I have a tenant who has broken this rule several times, letting their small dog run free everywhere.

@Rahul Garg how much are the homes going to cost for each build and are you expecting to sell them right away?

Feel free to ask your questions in the forums.

Feel free to reach out if any questions arise along the way.

You can definitely reach 5% - it'll just cost you north of 10 points.