However, you may look at the small balance SBA program.

The best ones I've worked with just want agreements for the properties they show me, and no extra fees involved.

I look forward to being more involved in the community and contributing what ever I can.

I'm thinking that acquiring and managing our first few rentals (building experience and cash flow) will serve as an additional asset for the second wave of acquisitions (that may require more creative financing).I am committed to getting involved on the forums and asking some of the questions that keep me up at night, so here's the first one:Is there any benefit to us NOT being married when we start buying?

Houston has 3 very active REIA groups you should check out and get involved with, RICH, Wealth and Quest IRA.Set some goals and stick with them!

I have no experience with the software but here are a few forum posts comparing and reviewing it:http://www.biggerpockets.com/forums/79/topics/44375-freedom-soft-anyone-plan-on-purchasing-it-http://www.biggerpockets.com/forums/79/topics/91576-would-like-opinions-on-freedomsoft-program-offeringhttp://www.biggerpockets.com/forums/79/topics/67210-realeflow-open-road-3x-versus-freedomsoft-vs-sims-20http://www.biggerpockets.com/forums/79/topics/83761-my-review-of-investorpro-vs-realeflow-vs-freedomsoft

The programs where tenants pay a smaller amount/fee to "guarantee" a security deposit?

I have a background in bookkeeping, and worked as an executive assistant to a private investor that was involved with Commercial Real Estate and REITs.

He has tried on his own via a B&I program but local banks didn't bite.

Super stoked to get involved in this fabulous forum community!