Is there a predictable relationship between more available funds per month and increased borrowing ability?

No one can predict a crash. 

Nobody knows what will come two years from now, but there is a better chance at predicting what will happen 4 or 5 months from now. 

While no one can accurately predict the interest rate, if I have to guess, it's going to go up, so why not just get a loan now?

i agree with @matthew paul, there is no way to predict any of this, and one of the worst regrets suffered is that of lost opportunities, you can hear it if you talk to any senior citizen about investments, rarely do they tell you about their victories, most of the time they will tell you about the one that got away, and so it is with life.

Account Closed     Predicting another dip is a fools errand.

Seller predicts possible rents of $900/mth.  

The #s don't lie and make sure you are basing the purchase off of TODAY'S value and not the predicted appreciated value in the 5-10 year future.  

It's not that Airbnb's earnings have dropped, it's that everyone realized the covid growth was unsustainable and not a good predictor of future growth, so P/E ratios and predictions of future growth/earnings needed to be adjusted.I work in the markets and honestly the covid rage was the dumbest thing I've ever seen. 

Lets see how accurate his latest predictions are.