Submit an insurance claim and hope they cover it.When you have water damage, particularly over a longer period of time, there's a high risk of mold.

Then you can start weighing the risks of your closing timeline window.

@Luana Mazon There are risks to waiting, unless you think that the market will hit a downturn. 

Five friends will be high risk for turning into an animal house.If you're this desperate, I would at least charge extra rent per additional person.

After the initial construction period and the value is created I should be able to get everyone's money out so their risk is negated. 

Not sure how you feel about that.I am assuming your $125K cash offer doesn't have the same 7% costs of sale, but is it worth the extra work and risk to earn $61K then $20K from the cash sale?

why some real estate investor fail ? and how we can avoid this failure?

Plus, you have risk of being a principal in the transaction as a wholesaler.One could (and some may say should), consider converting your presentation to motivated sellers to a listing presentation and not offer to buy it yourself at all.For example, with your managing broker's permission, you could get either a full listing contract and market the property properly, get your seller maximum dollar (whether that's to an investor buyer or owner occupant buyer).

Lending is about risk versus reward.

However I need a strong agent who can propose fundamentally sound investment SFRs with solid math based on our cash position and risk appetite.