Additionally, a year-long study by Mariposa County found no evidence that STRs negatively impact LTR availability.

With the higher finance rates, most MF without value add are initially cash flow negative at high LTV.  

The only negatives I can think of is the high entry cost to enter that market and the operating expenses.

Google everyone, and then if something comes to light that is negative, ask them about it if it matters to you.I realize I'm not someone who has been taken by bunches of gurus and so can't stand with you. 

Statistically you haven't sent enough to get 1 response yet. 

So, before addressing each and every point you raised on the forum I wanted give you some frame of reference as to where we stand now and how anything that damages or destroys our company impacts the lives of all of those people listed above in a tremendously negative way.

Being in the military has negatively affected my investment business  because i cannot devote as much time needed to grow the way i would like to.

I'm not a big fan of the term "hard money", because of the negative connotation.  

When you go to enter the deposit, click on the Split Transaction icon right there where you're doing the entry.On line 1, enter the full amount of the Security Deposit as a positive.On line 2, enter the amount of their fee as a negative to Property Management Expense (or whatever you're calling it).  

I wish that was the case, but the point about men being very confident about their (wrong) answers kind of negates that argument.