Is room score done or did the site move to a different name?

The advantage you have is twofold - you don't need to some up with a deposit, and the loan(s) will also not be reported on your credit score, leaving you free to do other conventional financing deals once you have absorbed what you have taken over from the couple

When does your credit score take a negative nudge when lender shopping and having your credit pulled several times

I have a client seeking an owner occupied short term mortgage (12 months) that doesn't require a min credit score.

DISPUTE ANYTHING NEGATIVE on those reports. i don't care if it is true or not, dispute it. the agency will request of the creditor proof that this account exists, or whatever you have disputed is true. the creditor has 30 days to answer back. if they do not, the credit reporting agency is REQUIRED BY FEDERAL LAW TO REMOVE THE NEGATIVE INFORMATION FROM YOUR REPORT,  as though it never existed at all. anytime anything negative is removed from your report, your credit score will go up. then keep track of your score at www.creditkarma.com. lastly, pay your bills on time. there is nothing better to improve your credit score than paying your bills on time.

Three were MLS scores (two were short sales on the market for over 5 mos, one was a property that dropped from 79k to 45k in weeks...so I offered $25kcash..she came back $30k so I'll take it).

@Scott Doyen I mean it is highly improbable for a newbie to score a BRRRR off the MLS.

Homes will be purchased 100% cash, no mortgage.My credit score is 760+I do NOT currently work.

He'll take only a 7% down payment, and will cancel the contract if and when the tenant/buyer decides that their credit score is repaired sufficiently.

The other expenses will come out of your pocket.The other way to raise the $130K cash is through a private lender but it sounds like you don't have that lined up.If you have a 720 credit score, you can also get a Business Line of Credit but, depending on your income, and debt-to-income, it will likely be a lot less than $130K.