If they have a great track record and have worked with the wholesaler before, they may be able to negotiate an inspection or holdback, but don't plan on that as a strategy. 

@Roseann Koefoed,As long as you have legitimate self-employment or an active business, you will be able to establish a self-directed Solo 401k plan.

But, I think my financial situation may be good enough to do a 5% conventional loan, please poke holes in my plan if there are any. 

Here are the #s:Asking $129,0002 bed 1 bath 718sqftEverything has been updated15% Down - 9.5% Interest rate - 30 yrs amortization, no ballon Rents around $1000 - 5% Vacancy - $700 Taxes yr - $741 Insurance yr - 10% Property Management - 1.5% of rent for Maintenance and 5% of rent for capital expenditures. 

Kyle PotswaldCitizens first position HELOC CMG a financial 70% LTVEast West Bank, up to 60% LTV with "no docs” Figure 80% on a rental, not in LLC First Florida Credit Union https://firstflorida.cumortgagecenter.com First CommonwealthGreat Lakes Credit Union HSBC 70%, for premier clients only Huntington 75% LTV Hurst Lending and Insurance Investment property HELOC in Texas.

You'll want to consider this in light of your long term plans - i.e., do you want to have a portfolio of RE properties down the road, or are you expecting to cash out and do something different. 

How do you plan on using that financial tool?  

If they do find out you can always deed it back to the original entity to avoid the due on sale.Make sure you make sure the insurance has the original entity/owner on the policy as the policyholder or additional insured so that doesn't trigger the due on sale when sent to the lender

I bought this property with a partner and we were planning on flipping it and putting it back on the market.

I am planning to buy my first investment property.