A higher credit score and more reserves (money left in savings after closing) are the main variables that seem to impact the odds of securing approval at a higher DTI.Layers of risk (more than one risk factor) will lower the chances of getting approval at a higher DTI.

The market I am in is quite inflated.

If you've ever been to an awesome beer garden industrial conversion, odds are there was a design team that thought cohesively about that whole experience.   

If the bank takes it back as an REO, the odds are that it will be listed on MLS. 

My average monthly return (Profit) per unit is over double the average rent in most traditional zero appreciation (appreciation rate historically lower than the inflation rate), high initial cash flow cities.   

Like I mentioned, 1300-1400 sq ft, 2 story, 2 bed / 2.5 bath / 1 car garage, backyard will be nice (deck, pergola, seating area, stone hardscape, bamboo, hipster lights, but no pool or anything like that) Backyards wont be that big, probably only 150-200 sq ft.I don't see any new construction in that part of 77009 under $300,000 but my partner's concern isn't about our price being right, it's about how many people will be actually able to buy come January and if foreclosures inflate supply in the market

However, if you are constantly buying appliances yearly and claiming that as a deduction on your taxes that could look very odd from a IRS point of view. 

AND, oddly enough, I was thinking of replacing some of the existing contractor grade fixtures with pullstring ceiling fans; I've installed two from Hunter and they are EZ and look great.

In a statement, the Fed said again it would use its “full range of tools” to support the economy: “The ongoing public health crisis will weigh heavily on economic activity, employment, and inflation in the near term, and poses considerable risks to the economic outlook over the medium term.

It was a fiasco to say the least.The vacation rental industry, which is an old dog, and the AirBNB-insta-vacation industry, which is DISRUPTING vacation rentals, are at odds.