Equity either acquired through TIME or CASH investment.Leverage will no doubt increase the potential of future returns.

If you have enough properties (or a large enough single property) to make good use of employees, I feel it is the smartest way to operate...as long as you A) LIMIT the types of work (to minimize injury risk...a worker's comp experience mod increase can put you out of business); B) pay what is necessary to attract a WELL qualified employee (NOT your typical "handyman"); C) are an efficient project manager, or are willing to delegate that task to the employee...and generally support his decisions/timelines.If you try to micromanage...you will have turnover, which will be more costly than hiring a contractor.

Hi Everyone,What attracted me to this site was "Mobile Home Investing."

You should also ask your wife's employer if they will add a HDHP as some may add that with increasing acceptance of the HSA.

That afternoon a different client (early 70s) was very concerned that he didn't have enough money to live on and that he might need to increase his withdrawals from his investment portfolio.

Actually when they slashed rates, I was able to refinance most and actually get more cashflow, and now there is an increase in the number of people needing to rent, and not as many available rental units, so I am able to increase rents as well.Life is good!

`(p) Enhancement of FHA Capacity- Under the direction of the Board, the Secretary shall take such actions as may be necessary to--`(1) contract for the establishment of underwriting criteria, automated underwriting systems, pricing standards, and other factors relating to eligibility for mortgages insured under this section;`(2) contract for independent quality reviews of underwriting, including appraisal reviews and fraud detection, of mortgages insured under this section or pools of such mortgages; and`(3) increase personnel of the Department as necessary to process or monitor the processing of mortgages insured under this section.

msedwick: Values have dropped 5-10% or so in the last year according to my tax records, but in terms of sales, things are pretty much flat - no increase or decrease.

A lot of people don't like options and will tell you all the reasons they are worrisome and you shouldn't use them... but for those that understand them, they lower risk and increase the number of deals they do.

To update this thread .....A bidding war broke out on this Unit, and I was badly outbid.I put in a full price offer, was informed by my rep that I was outbid, and would I like to up my offer.Now normally I wouldnt believe this, but this time I did, and increased my offer by 5% over list.