As others have said, getting a side hustle to make extra cash and pay down that CC debt might be a good idea.I also think you should start looking at properties and building a plan.

When everyone has access to the same information, you should expect a broker to go the extra mile to get your business. 

I’m currently pursuing my bachelors in business/Finance My point of this post is that My long term goal is to be a fullTime Real estate investor. if anyone needs some groundwork in the arizona area pictures, videos Etc or would like to provide any advice it would be gratefully appreciated. my goal is to buy my first rental property this year I’m definitely interested in getting any extra experience.

Don't beat yourself up because you aren't throwing down $25K on some course or going back to school for some extra degree.

If the bank estimated $6,000 in expenses, and charged you $500 a month, but the actual yearly cost was $9,000, they will charge you an extra $250 per month to make up for the prior years shortage.

By the way I'm not even going to start eviction proceedings until next month so it you stay over for an extra week or two we can start the month long process then. 

Meaning is there extra land with the deal, so you could add some additional units?

If you are building your book and have extra time to market, I would cold call all of the top agents and mortgage brokers in the area. 

The price is extremely low and my bank is willing to lend me an extra $150k-$200K for repairs and renovations.

Mortgage lender is giving me full 200k at 4.25%, 15 yr mortgage.Property to purchase after mortgage and full operating expense including vacancy rate3%, maintenance, capital exp, positive cash flow $600 month.Higher mortgage now, less money in pocket vs lower mortgage, little extra pocket money and some equity to start.Question: How do people feel about collateral vs down payments?