Or what if a leak comes through the roof a year from now; am I expected to repair that too to avoid small claims court?

Even ones that solicit no req, lite doc, credit doesn't matter, usually end of reversing once you really start talking.From what I have seen, most HMLs are acting more like banks and I cannot blame them.

We automatically receive a copy of our tenant's water bill, which is very telling if the water use goes up (water leak?

At docs, the notary will verify the identity of the individual signing and will make sure the name is aligned with the current articles. 

I keep a mileage log (a simple spreadsheet on google docs) for all trips made to a rental or for rental related business.

There is a leak in the front of the house next to a hose spicket and I want to believe that the leak is under the soil near the spicket and hopefully not under the slab.

with my personal house, we have 11. some are in both names (wife and my), some are in hers. some are in my name. one was cash. so i can do just one more with Flagstar bank, they do 4-10.I had a guy (from cali) tell me he can do up to 20 if they are homepath homes. i had one guy tell me he can do 10 in wifes name and 10 in my name. i'd have to quit my job if i hit 50.i have a professional day job during the day. i update them nicely upfront so i dont get silly calls that there are leaks under the sink.

New revelation:sellers disclosure says roof has leaked and was repaired in 2013.

At least I had to give a full doc type app.. they want to be careful and I don't blame them

The metal patches should be secured with sheet metal screws and the edges sealed with duct tape or some other sealant so that the air does not leak out from the patches.