Every heir has a price.Example 2 - Similar to example 1 and happened after example 1 we paid a heir to come sign a waiver that they don't want the belongings and that they recognize all items will be donated to Goodwill or thrown in the garbage.  

@Jonathan ThompsonAnother item to keep in mind is that all of your self employment income from all sources can be aggregated for purposes of contributing to the Solo 401k.Here is an except from an article written by Calcpa.orgWhen a self-employed individual maintains more than one trade or business, the questionarises as to whether the limit is based on the sum of earned income or loss from all trades orbusinesses under common control [as defined in IRC 414( c)) as modified by IRC 415(h)], or ifonly the trade or business maintaining the plan being tested is used.For purposes of the IRC 415limit, earned income for the self-employed individual is based on the sum of the earned incomefrom all the controlled trades or businesses, regardless of whether the related employer maintainsa qualified plan [Reg. 1.415-2(d)(6)].EXAMPLE: Andy, a sole proprietor, operates a law practice as a sole proprietorand has $100,000 of self-employment income from such practice for 2008 (prior tothe reduction for one-half of self-employment tax).

I can speak to the student related items.

The system is still charging me for PRO covered items.

I imagine that depending on the market you are in there will be some differences to what I write below based upon that market's economy and weather.All houses are going to have the same 3 big ticket items that have a finite lifespan.RoofHot Water TankFurnaceEach of the following big ticket items is going to have a similar lifespan no matter what house it's on.

If you study items such as the schools, job market, improving/declining areas, etc. you will improve your chance of success.

Other items that will greatly change your quote is the zip code you are buying in.

Yes, as long as they are itemized as separate jobs, not merely 3 installment payments of the one lump-sum invoice.

I cannot stress the importance of getting comfortable with those items before you invest.  

You will get about 3 bids for each item involved.