If you have your personal development on point you'll create habits that will skyrocket your investing success when you combine it with your acquired real estate investing knowledge.

My goal is to use a combination of real estate and index fund investing to achieve FI. 

My attorney holds the deed in escrow and I don't get it until I pay the entire debt off, so no due on sale clause is triggered.

Same with water and sewer,  you pay water by unit which is around 50/month per unit so you'd be paying 2400/year.Also I noticed you didn't mention any debt servicing so I'm assuming you are paying cash for this property?

Oftentimes, the existence of a cloud on a title will permit the buyer the option to back out of a contract and often the cloud can be deleted easily by executing a document to show a debt had been paid or corrected.

& @Julian Buick GA requires a debt collectors license for more than 3 notes owned by the same entity as I understand it. 

Me personally would pay the debt first, but I am pretty conservative.

Pay down your credit card debt or collection acts first.

Or is this an approximation extracted from debt to income ratio?

Should I be worried about basing long term financials on a government organization that is roughly $20 billion dollars in debt?