The problem is, even if they tell you what level that they want to pull, as a consumer, you really don't get to see that.

I know that my savings on .125 would take forever to re-coup vs the points that i'd pay.

Furthermore if he could teach you a little about what to say to the next renter about what is allowed, and you are cool with it you would have renters lined up forever if they know the heavy lifting has already been done.

With  4 kids and a career I doubt I would start from scratch with something time consuming and completely new.

Although, in the past 3 weeks, I have dedicated my time to learning and consuming as much knowledge as I can.

If you know what type of product you are trying to flip and provide consumers with.

After consuming as much research as possible in the last two months or so, I realized an area I was lacking was personal connections. 

Lending to an LLC is more evidence that it's not a consumer loan. 

Trying to get multiple variances is very complicated and time consuming.

When I first purchased the home in 2003, it was never going to be my forever home.