Certainly a lot of considerations but they don't make them like that anymore.

@Jimmy Au if it was me I would rather refi a rental than my primary irregardless of interest rate, LTV and tax consideration.

It sounds like its more of a timing issue than anything but regardless there should have been some consideration of taxes when the property changed ownership.

@ Jason Crowe if you property vent the garage part it should take that floor out of the rating consideration.

Probably a good time to sell student housing if the values haven’t dropped considerably already.

But I do know of big landlords who would work with such folks but the risk has to be decreased considerably by cash down such as the entire lease paid up front.

Another consideration is doing shorter leases on the side you choose to live in.

Consequently, the downturn in pending home sales in March and April served as a warning that May’s existing home sales numbers would be down considerably.

Take into consideration that before the property can go into Auction, it has to be published in the major newspaper for 4 consecutive weeks before the Auction. 

The definition of "doing business" is pretty broad according to the Franchise Tax Board.There are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.