As others have commented - DSCR Loans tend to be a great solution for people in your exact scenario - fed up and tired of giant hassle and paperwork for conventional or bank financing - not worth the often pretty small benefit in rate or terms.Check out this article I published last year on BiggerPockets on what to expect documentation wise for DSCR Loans - they have become a nice blend between solid underwriting and doc sets needed, but not too much (and not too little like notorious "no doc" loans)https://www.biggerpockets.com/blog/what-documents-do-you-nee...

Similar product but lower down payment.Is this the company you're referring to? 

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.

Hey Matt, I run a vacation rental property management company.

This can save you time and help you set realistic expectations.

This is why talking to the wrong people can set you back light years in real estate investing.You are rushing the process from your post.

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.

You could do something like this but when you leave, actually open/set up the bed for use rather than making it look like and office with an “extra bed”.

I have a call set up with our rep with VRBO as our system is integrated in our PM software so we have always had some different rules. 

Once the problem is resolved, find a qualified PM company and transfer the management.A lawyer is going to cost drastically more than $28 per month.