For instance, one individual used their “old landlord” as a reference.... come to find out it was the guys brother.

Maybe someone can refer me to a reputable contractor or someone knows whether this is a trap cause it’s not doable but here is my thought process:2 family house with a finished basement, accessible from the outside (don’t know why this isn’t considered a separate apartment) and from the looks of it each apartment is accessible through stairs which is a common area, which leads to the attic.

Being close to Redstone seems like a good choice for area. 

This tenant applicant qualifies with regard to income, credit score, background check- references checked out as well and seems like they would be a good fit.

Such plans are purely an IRA configured differently, so as to have more investment choices beyond the stock market. 

However they might own 70-80% of equity in the company.B shares will have all management rights and own 20-30% of the company.Seems you're referring to different people when you say "Sponsor" and "General Partner."

I have a go-to that I refer my clients to who don't already have one, I'm guessing your lender can refer you to one too. 

What you might have is loosely referred to as a pre-qualification - and that's not worth the paper it's printed on.Until that lender has reviewed those supporting docs and run your credit, he has absolutely no idea whether you can buy a property or not. 

The big risk assumption is whether the housing prices can go higher.The comment about direct debt was in reference to the monthly burden of paying back a loan.

I assigned the contract to a buyer for $15K over payoff as well as referred the sellers to an agent who represented them in the purchase of the new build home the were wanting to buy.