$2,943 total with demo and temp elec permit. 

It sounds from your description that it is.However, because you also do personal activities in the room (play games on your desktop), it doesn't sound like this would pass the "exclusive use" rule.Playing the games on your laptop in a different room would likely qualify the room as "exclusive use" as a home office.Also note that in the future if you take this deduction, there is a simplified method you can use to reduce the records you have to keep - just multiply the square footage of the office by $5 (if it is under 300 total square feet).

I agree with many of the posts here- A rental with a pool- total liability.

However, you stated you don't have that much time so you might find yourself having to take longer, which is totally okay. 

You know I am totally just having a little fun with you.

Account Closed Yes, I totally agree.

Looks like I totally agree with that....

Your best bet is to talk to a commercial loan specialist directly. 

This allows me to be totally paperless!

@Maria Marrero  Dept Service Coverage Ratio or DSCR for short, is the amount of Net Operating Income ( NOI ), which does not include your mortgage, Divided by Total Dept Service (TDS) ( usually mortgage payments, equity loans ) so the formula is: DSCR=NOI/TDS.