The right choice is perhaps dictated by whether you want the benefits of current return or want to bet on future value.

It won't benefit me at all to have more grass for my tenants to cut, have my property taxes increase, and have to move a fence.

I have been doin my research and know the basics of everything, but just needed to tighten up on a few things like getting my contracts i got offline looked over by a RE attorney here in my state, to make sure is legal and learning how to evaluate properties to make it benefit me and the end buyer.

How often do you adjust your insurance based on these factors, annually?

My mortgage payment is only $541 on a 30 year adjustable rate.

If not, before you spend a ton of money it may benefit you to do so.

Get the terms, your benefits and his (Good that the other have benefits, so he will agree).

One benefit they are losing out on: if they were to wholesale it, they would never have to advertise the situation.

We discussed several points and I made adjustments.

After 2 borrowers (July 2011 & June 2012) being late in their first year you may benefit from changing your process.